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  • 1-800-869-CASH
  • 1-800-869-2274
About The AAA1 Car Title Loan

A car title loan is a fast way to get cash. We use your paid-off car title as collateral to secure the loan. We hold the title until you pay off your loan. You get to keep the car and drive it normally for the length of the loan. Since the car’s value secures the loan, your credit condition is not as important as it would be if we were a bank. Customers with challenging credit histories can still get car title loans. Car title loans let people borrow much more cash than they could get at other institutions like banks or credit unions. In Illinois, we can lend up to $4000, and in Wisconsin and Missouri we lend up to $5,000.

With AAA1 Auto Title Loans You Can… 

Apply Online Now!

or….

Find Out How Much Money You Can Get Today

You Can Also Call Now 1-800-869-CASH To Speak To A Live Loan Specialist*.

It is simple and easy, and there is no obligation.

AAA1 Car Title Loans – Key Information

Amount you can borrow:
In Illinois: From $250.00 to $4,000.00
In Wisc. & Missouri: From $250.00 to $5,000.00
Term: 24 Months
Payment Frequency:  Monthly
Pre-Payment: There are no pre-payment penalties on any loans 
What you need: a. Your Car & Your Car Title (lien free)
b. Driver’s License, State issued Photo ID or Passport
c. Proof of Income – Recent Pay Stub, Unemployment Income, Social Security Income, Disability Income, Self-Employed Income, Pension.
d. Bank Information & Bank Routing Number. Bank Statement Required if Self Employed.

How it works

It’s simple. Just call us at 1-800-869-CASH with your car’s year, make and mileage. We can tell you right away how much we can lend based on your auto’s value. We’ll tell you what the terms are in plain, simple language. We’ll tell you what information is required, direct you to our closest store, and let our friendly loan specialist do the rest. We’ll inspect your auto while you’re filling out our brief, simple application. You’ll have your cash before you know it.

If you would like to know how much your specific vehicle will qualify for, click here to See How Much Money You Can Get Today!

If you would like to apply on-line and speed up the process even faster you can fill out an application now and just hit “send”. One of our personable loan experts will call you back shortly and help you finalize your loan. As soon as you pay off your car title loan, we send your title right back to you. Get Started. There is no obligation. Apply Now!

Why Use Car Title Loans

You’ve worked hard and paid off your auto. That’s a real accomplishment. Why not take advantage of your hard work and use your vehicle’s title to get cash when you need it? Car title loans are the fast way to get cash for important things, like unexpected bills, emergencies, tuition, repairs —for any purpose at all. We never ask what you need the cash for.

We can lend on any car, SUV, van or light truck in private use, model year 2000 and up. Sorry, we don’t lend on commercial vehicles, boats or motorcycles.

We offer affordable rates and terms, offer the most money, and get you cash faster than any other lender. It takes just minutes to get the cash you need with our car title loans. So, don’t consider selling your auto to raise the cash you require in time of financial need. Keep your auto, and get a car title loan with us.

About Us

We’re locally owned businesses, operating for decades right in your neighborhood. We’re not some gigantic business owned and operated from thousands of miles away. We’re right in your community. Our store personnel shop where you shop, go to the parks you visit, play sports with your children and attend church with you. When you work with us, you’re working with neighbors.

Our Locations

We operate stores in 3 large metro areas—Chicago, Milwaukee and St. Louis and have over 20 locations to serve you. Our stores provide a variety of financial services, but at AAA1, we only do one thing—help people get cash, quickly and easily using their car titles for loans. All of our convenient stores provide our auto title loans. Click here to find our store nearest you, and learn more about the additional services they provide.

Who uses car title loans?

All kinds of people come to see us for their short-term borrowing needs. Chances are good you already know someone who has used their Car Title to get a loan with us. We serve a wide variety of customers who need our services. Here are a few examples:

People who have a sudden and unexpected need for cash due to medical emergencies, home or auto repairs, unexpected bills and so forth.

People who can’t wait for days or weeks for a bank or credit union to approve a loan.

Small business owners or self-employed people, like contractors, landscapers who have a sudden need for short term working capital.

People with low credit ratings which prevent them from using traditional sources of cash like credit cards and banks.